Fiber by Clerkie launched in 2021 following the success of Clerkie's consumer application. Clerkie was founded in 2016 with the goal of providing personalized answers for Americans in need of financial assistance. To date, Clerkie has helped over 30 million users create actionable paths to financial security, and is applying that learned experience to the Fiber platform. Fiber is the connective tissue across all debt operations – from inventory management to consumer experience to invoicing. Built on modern data architecture, Fiber embraces cutting-edge technology to make financial institutions more efficient while reducing friction for consumers looking to solve their financial challenges.