At Two, we are revolutionising B2B payments by bringing the best of B2C e-commerce to the B2B world. Our innovative, data-driven solutions empower businesses to sell more, faster, and more efficiently, creating a seamless commerce experience. With an impressive 30% month-on-month growth rate, our ambition is to become the world’s largest B2B payment solution by 2027.

Backed by leading VCs such as Sequoia, Shine, LocalGlobe and Antler along with influential Fintech angel investors, we’ve raised over €40 million to date. Now, we’re expanding our team to continue reshaping the future of B2B payments. 🚀

About the Role 

As Capital Markets Director, you will lead Two’s funding and capital markets strategy, ensuring access to scalable, cost-efficient, and innovative capital solutions to support our global growth. Reporting directly to the CFO, you will drive the evolution of our capital stack and play a critical role in structuring, negotiating, and managing complex financing arrangements.

You will take full ownership of external financing relationships—including banks, institutional lenders, and investors—while working closely with internal teams across finance, risk, legal, product, and commercial to align capital strategy with business priorities.

This is a high-impact leadership role ideal for a senior capital markets or structured finance professional who thrives on strategic execution, innovation, and cross-functional influence.

What You’ll Be Doing

• Define and execute Two’s capital markets strategy in alignment with overall business goals.
• Own and deepen relationships with banking partners, lenders, and institutional investors.
• Lead negotiations for credit facilities, warehouse lines, and other structured financing solutions.
• Identify and implement innovative funding structures—including securitisation, off-balance sheet, and embedded lending models.
• Oversee capital deployment, utilisation, and performance monitoring across all funding vehicles.
• Ensure compliance with covenants, regulatory obligations, and internal risk parameters.
• Lead capital markets-related fundraising efforts, including data room preparation and investor due diligence.
• Partner with legal teams and external counsel on contract development, execution, and negotiation.
• Provide guidance and thought leadership to internal stakeholders on capital planning, funding strategy, and market developments.
• Build and develop a high-performing capital markets team as the function scales.

Requirements

• 8+ years of experience in capital markets, structured finance, investment banking, or fintech.
• Deep expertise in debt structuring, credit facilities, and capital planning.
• Proven ability to lead complex negotiations and drive high-value financing outcomes.
• Strong financial modelling and credit risk assessment skills.
• Excellent stakeholder management, with the ability to influence at the executive and board level.
• Entrepreneurial mindset with high ownership, strategic thinking, and a track record of execution.
• Experience working in high-growth, fast-paced environments, ideally in fintech or tech.
• Bonus: Familiarity with cross-border capital structures and global regulatory frameworks.

Benefits

• 25 days paid time off per year + public holidays 🌴
• Annual allowance to spend on anything that will contribute to your mental or physical health 🤸
• Allowance towards a phone device every 24 months (from your 6th month anniversary) 📱
• Annual allowance for learning and training 📚
• Enjoy a flexible work environment, balancing onsite and working from home 🏡