Biography Self Financial is a credit building platform working to increase economic inclusion and financial resilience through products that make building credit accessible. With no hard credit check to get started, Self's signature Credit Builder Account and secured Self Visa® Credit Card issued by partner banks are designed to enable people to build credit in a way that can fit their budgets. The company also offers rent and utility payment reporting, which enables customers to get credit for bills they already pay, like rent, cell phone plan, and utilities. Download the Self app on the Apple App Store (220,000+ reviews and an average 4.9 rating!) or Google Play or visit Self.inc for more information. Follow Self on Instagram ,TikTok @selffinancial, and LinkedIn, or like us on Facebook. How Self started CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by millions and millions of Americans with low or no credit. James found that to get credit, you need credit. It’s a catch-22, and the system is set up against many people. He created a solution that works regardless of credit history or bank balance. Self now offers the Credit Builder Account, the Self Visa® Credit Card, and rent and bills reporting — all different tools for building credit and positive financial habits. Mission: We believe everyone should have the opportunity to improve their financial future. We exist to enable people to build credit, save money, and reach their goals.